Salvage title

M GO BLUE wrote:
Nearly impossible to impossible to get insurance with a salvage title...

:R

Why the OBSESSION with "insurance"...

If you get a trailer CHEAP enough and it is used and you didn't get a loan you DON'T NEED a separate insurance policy.

Buying a "salvaged" anything typically means you are buying it for scrap or near scrap pricing.

You auto policy WILL cover your trailer WHILE you are TOWING which is what you "need".

You auto policy will not cover anything when your trailer is not connected to your vehicle BUT, if the trailer is sitting in your back yard your HOME OWNERS POLICY will typically cover the trailer.

The only time your trailer is not "covered" is when you are setup in a park camping..

So to put that into perspective, what IS the odds of your trailer burning down, being stolen, broke into "theft", a tree falling on it, a vehicle plowing into it, direct lightning strike, hurricane, tornado and so on WHILE CAMPED..

I myself have a 30+ yr old TT, there is NO INSURANCE CO which would ever write a policy for such an old TT which would be #1 reasonably priced and #2 payout any "value" in case of any of the above "calamities".

My "caution" to the OP is not about insurance but more about titling issues. Under no circumstances ever buy a trailer WITHOUT A CLEAR LEGIT TITLE.

Your "buddy" is lucky or is "washing" titles, not a good thing to be doing. Many states now days have pretty tough requirements on titles and it would stink to pay for a trailer only to find out you got a boat anchor due to a bad title or even a stolen trailer.

In my state, no title is a death sentence for the trailer. Even trying to get a replacement title for one that was lost can be a long and frustrating ordeal..

Do yourself a favor and forget about salvage, lost or no titled trailers, you will thank yourself every day..