Here is one for comparison: 2013 4X4 F-350 Super cab short bed w/camper package (and snowplow prep package - came with the truck) and a 2014 Wolf Creek 850. My available Payload is 4150 lbs and the combo drives/handles great with no mods.
Do get people occasionally (randomly) flashing their headlights at me at night and the camper does lower the back end a little.
Planning to add the lower stable loads this Spring after driving/camping several times last Fall.
The short bed F-350 w/camper package and WC 840 or the Ute would be a great combo in my opinion.
Agree with waiting till you have the combo and drive it.