To buy or not to buy insurance?
I sold my old travel trailer after ten years of use and I just ordered a new rig that tops out at $30,000. I never bought insurance on my old trailer because I paid cash and did not finance. I'm pay...
Forum Discussion
Get the insurance and get it through Progressive.
Several years ago we bought a brand new one and paid cash for it.
It was almost as much as you paid for yours.
We insured it with Progressive and the coverage covered the cost we paid for it for as long as we owned it (Cost was $500 per year.
If we had it ten years and it was totaled, we would still get what we paid for it It also gave us $2500 for contents, plus travel expenses.
One year after we had it, Hurricane Irma sent a five foot ocean surge through it and totaled it. After the storm we were on our way to see what we could salvage and called them. They gave us a claim number and said an adjuster would be in touch with us. An hour later, the adjuster called and wanted to know if he could meet us on Saturday. He did and took some pictures. He sat in his car and faxed them back to Progressive. The next day (Sunday) we got a call from Progressive and said we could pick up the check at a lawyers office on Monday morning. The also gave them and estimate of the contents and they included that and some travel expenses.
A week later when we were returning home we got a call from them informing us that we still had a few months on our polocy and did we want a refund or if we were going to replace the trailer did we just want to apply it to the new trailer, which would be the same coverage and cost.
We ended up buying a bigger and better trailer and the only change was $50 dollars more since we paid more and still have the same coverage.
Many people in our RV park that had insurance with all the big companies got screwed and many had to fight for a long time and didn't get nearly what they lost.
Needless to say after hearing about us, a lot of people now have Progressive
Guy
Several years ago we bought a brand new one and paid cash for it.
It was almost as much as you paid for yours.
We insured it with Progressive and the coverage covered the cost we paid for it for as long as we owned it (Cost was $500 per year.
If we had it ten years and it was totaled, we would still get what we paid for it It also gave us $2500 for contents, plus travel expenses.
One year after we had it, Hurricane Irma sent a five foot ocean surge through it and totaled it. After the storm we were on our way to see what we could salvage and called them. They gave us a claim number and said an adjuster would be in touch with us. An hour later, the adjuster called and wanted to know if he could meet us on Saturday. He did and took some pictures. He sat in his car and faxed them back to Progressive. The next day (Sunday) we got a call from Progressive and said we could pick up the check at a lawyers office on Monday morning. The also gave them and estimate of the contents and they included that and some travel expenses.
A week later when we were returning home we got a call from them informing us that we still had a few months on our polocy and did we want a refund or if we were going to replace the trailer did we just want to apply it to the new trailer, which would be the same coverage and cost.
We ended up buying a bigger and better trailer and the only change was $50 dollars more since we paid more and still have the same coverage.
Many people in our RV park that had insurance with all the big companies got screwed and many had to fight for a long time and didn't get nearly what they lost.
Needless to say after hearing about us, a lot of people now have Progressive
Guy
