soren wrote:
Shal36 wrote:
Fireballsocal wrote:
Should he have an accident where someone else is hurt, any lawyer will point to the tow ratings on the car and say he was overloaded and negligent. He will be found partially, if not completely at fault and he might even run the risk of his insurance not covering him. .
If you are at fault, even if within tow ratings, the lawyer is going to go for the max on your policy limits. Your insurance company can try to deny coverage, but the plantif's lawyer has a vested interest in making them cover the incident. They can try to go after your assets if you have any, but if you structure things correctly, that stuff is difficult to get to and most people have more debt than assets. I suppose you could be found criminally negligent and face criminal penalties, but in civil court, there's only so much they can get and they're getting that from your insurance
There are two undying universal truths that will appear on this forum until the end of time. First, if you ever have an accident, and you are using any piece of equipment that isn't 100% RV.net towing police approved, some incredibly talented and knowledgeable "world famous recreational towing ligator" will magically appear, and sue you for everything you are worth. You will lose everything, and your great grandchildren will still be paying off the debt in 2075.
Second, is the perennial favorite. If you don't turn your propane fridge off before you enter a gas station, you WILL die a horrible flaming death.
Then there is reality.....................
I agree with you 100% on both....with a disclaimer.
Let a death be involved and you're at fault, and you then stand a fair chance of meeting up with the world famous recreational towing litigator.
We had a worker commit suicide by launching himself off the roof of a 22 story building a few years back we were building. His wife (who had a lot to do with him sailing himself off the building in the first place) sued us (General Contractor), the owners, the company the individual worked for, and a slew of others to the tune of 16 million for "wrongful death". When it finally went to Jury trial 3 years later it was thrown out on the first day. In the Judges own words. "Quite clearly a suicide, case dismissed". By then everyone and their Insurance companies were all out a few million in legal fees regardless.
When I was pulled in to some of the depositions, I could not believe some of the stuff the litigators had dug up. They actually knew more about me than I did myself I think. Don't think something like what you reference in your very funny post can not happen, as I assure you it can.