Trailer Hitch
I was driving to work today and traffic was doing 20 mph and gaining speed on the interstate and bam ! Some idiot rear ended me and wrecked my rear bumper and bent the bracket for the trailer safety c...
Forum Discussion
troubledwaters wrote:
Apparently there are a lot of people that don't understand how state "no Fault" insurance laws work. Their is no such thing as the other guy pays (even if he is at fault - that's why it's called "No Fault"). Plain and Simple the OP's insurance pays to fix the damage, end of story.
So the OP's insurance company will decide for themselves whether the hitch needs replacing or not; cause the OP's insurance company is still the one on the hook if the hitch fails down the road sometime.
Not every state has "no-fault" insurance.
For those states who do, "no-fault" insurance is not the same from state to state.
Doesn't matter who pays in the OP's case...point is that it doesn't come directly out of his pocket.
