Trailer Insurance?

AJBert wrote:
We have Good Sams being as I need insurance before we picked up the TT. I'll be changing that as soon as the first year is up. Can't say I'm unhappy with them as we haven't need it but I'm not real happy with the price.

You don't have to wait a year to change..... You can cancel anytime and they will prorate your refund based on time used.

We have Good Sams being as I need insurance before we picked up the TT. I'll be changing that as soon as the first year is up. Can't say I'm unhappy with them as we haven't need it but I'm not real happy with the price.

We have USAA covering everything for us, though their RV policy is actually through Progressive. Is it really weird to love your insurance company? We do.

temccarthy1 wrote:

Crambo wrote:
We have ours through State Farm along with all of our other stuff. It is around $450 a year which seems a little high to me. I got a cheaper quote through Blue Sky RV but I don't know much about them.

State Farm VERY high. I got quote from them and Good Sam and then went for Geico. You are paying more than double what you should be!

That's kinda what I'm thinking. I see a change coming pretty soon.

Crambo wrote:
We have ours through State Farm along with all of our other stuff. It is around $450 a year which seems a little high to me. I got a cheaper quote through Blue Sky RV but I don't know much about them.

State Farm VERY high. I got quote from them and Good Sam and then went for Geico. You are paying more than double what you should be!

I found Geico to have the most comprehensive inclusive policy for RV's. $100 deductible on comprehensive which we already needed to use unfortunately when a limb went through slideout roof after 2 uses of TT ( $2000 damage). Their policy includes temp living expenses if TT breaks down, theft of trailer or contents, medical payments to others if injured while we are camping ( slips, falls), towing of RV to authorized repair facility or dealer of OUR choice, along with liability, $500 deductible collision. They adjusted price down for our estimated 6 months storage at home. Total cost only about $15 a month.. much lower than Good Sam and a lot more in the policy. Check it out!

We have ours through State Farm along with all of our other stuff. It is around $450 a year which seems a little high to me. I got a cheaper quote through Blue Sky RV but I don't know much about them.

Progressive. We're covered for everything, so not a rock bottom price, but we don't have to worry about anything. There are many options, depending on your budget.

I have National General (Good Sam). I bought the gap coverage for full replacement if the unspeakable happens. I also have the reduced rate, almost 50% less, while my rig is stored on my property during time of non use, i.e. December - April.

My cheapest option was through my car insurance but they would not insure it for the purchase price, only the replacement value.

So, I bought a four year “purchased price”, policy through Progressive. I was more expensive but I figured if I had not driven it off a cliff or rammed a semi-truck in four years, then I could shift to a replacement cost policy.