Travel Trailer Insurance
Hi all, new here, first post. New to the whole TT scene as well. Anyways, we very soon will be purchased a new TT and I have questions about insurance. Are there any company's out there that will...
Forum Discussion
Terryallan wrote:clubhouse wrote:
Putting a TT as a "rider" on a auto policy is a risky proposition, simply because it typically only provides liability while hitched. There is often no coverage for collision or liability while camping or in storage.
As for ins companies writing separate RV/TT policies...most do. I use Allied Insurance (not available in every state) and the policy includes comp, collision, liability & vacation liability + GAP on my '12 JayFlight 29QBH for $260/year. Deductibles = $100.
But comprehensive covers it all the time. It is comp that covers the awning, and roof. and any hail, or other damage done while parked
Correct. However my focus is more about liability. I can easily replace 100% of my TT should damage occur without involving insurance. I wouldn't want to but I could. However not so sure I could withstand a major law suit should someone get hurt/Molex on or arround my TT without insurance.
Sort of related story ... As a kid, on our sail boat, we where on anchor jumping from the boat and swimming. A young girl was with us, standing on the boat holding the railing when another kid pushed her in the water. Somehow she had her pinky finger tangled in the railing and cable. She lost her finger when pushed, and had several surgeries to repair other damage to her hand. In the end that finger cost more than 5 sailboats -- thankfully we had sufficient liability coverage.
