I had just gotten quotes from progressive , which were much higher.
for a $25k TT and I asked for both texas and SD as domiciles as we were trying to decide which to use. both were in the $950 a year range.
options on the policy
replacement cost
$3000 contents
$1000 Collision and comprehensive deductable
and I was told I had to take a full timers package which includes liability coverage of $50k per person and $100k per accident.
I had thought this seemed way high but had not yet checked another carrier.
I had thought the coll and comp from the truck would cover the trailer while towing but Progressive said it didnt.
Did your 316 quote cover all these areas? And what were you trying to get as coverage levels?