BurbMan wrote:
Maybe or maybe not...the card company will contact the dealer before automatically reversing the charges, and if the dealer supplies a copy of the "non-refundable" contract you more than likely WILL NOT get that charge reversed. Unless you say your card was stolen in which case you are committing fraud.
Even if the card company did reverse the charge, the dealer can still take you to small claims court to enforce his contract.
If the unit was dealer stock, it's possible the dealer invested time prepping it for delivery and so has labor costs in the deal...
What if the dealer encourages you to sign the contract for one unit and reassures you that if you're on the fence, they can change the contract to the other unit? Don't fall prey into that scheme...