Downwindtracker2 has a good approach. Take your static trailer gross weight when loaded (including weight on the hitch), divide by the number of tires, and add a 20% margin to get optimal tire load rating. This is pretty much as recommended by Carlisle tire in their "Trailer Tires: Tips & Best Practices" document. The resulting margin is sufficient to allow for the additional dynamic loading that the tires will have when the trailer leans on curves or in a crosswind. For comparison, the margin on my factory installed tires is ZERO if I load my trailer to the GVWR.