One thing to remember about insurance is where you live makes a difference as to what you get charged. And that even applies in the same city location. Years ago when I moved to Arizona because Uncle Sam decided I needed to experience the fun of 110+ summers, I moved into an apartment located in Glendale Arizona. My vehicle insurance went up quite a bit from where I was living in Texas (Amarillo to be specific). After a year or so, I was able to get a nice place that was much closer to the base (8 miles). I went to the insurance guy (Jake from State Farm), and told them that I was in a new place.
They banged and hammered on the keyboard, and Surprise!!! My rate dropped $150.00 over a 6 month period. I asked why, and was told that since I had moved into a "Safer" zip code, my insurance rate was dropped.
It had nothing to do with my age (I was 30 at the time), my health, my credit rating...Nothing but the fact that I had moved 8 miles into a different zip code.
The other day I was looking at trailers and went to the Progressive site to get a guesstimated quote...$121 a year. I couldn't gripe about that. Didn't get the trailer, but it was nice to know that at least the insurance wouldn't bend me over the barrel.
Your Mileage May Differ...See Dealer for Details.