USAA car buying service?

Iraqvet05 wrote:
Has anyone used USAA's car buying service to purchase a pre-owned vehicle? I'll be in the market for a newer truck in a few months and plan to apply for another USAA car loan. We financed a new Explorer with them (bought with an X plan) as they had a cheap APR compared to what the dealer had offered.

When I looked at the USAA site, it appears I have to use one of their approved dealers to purchase a vehicle from if I want to use their loan service. While I don't mind this, I wonder what their "member price" is without actually requesting a certificate. If a truck is listed for $37,000 on the USAA site, any idea what I should expect as a member price? I am assuming these prices are pre-negotiated with USAA/Truecar before they let a dealer list them.

As a 36 year USAA member, I have used them for at least three car loans. Never once was I told I had to buy from and "approved" dealer. I just found the vehicles I wanted and applied for the loan. The rates are great - especially if you use the auto-pay function from your USAA checking account.

Rob