twodownzero wrote:
USAA said Geico's rates were too low and they'd go up.
And that statement tells the tale.
I've always thought the auto insurance industry did this. Geico and Progressive for several decades went back and forth with me, one would be substantially cheaper, and I would switch, and about three years of rate increases, the other would be cheaper.
These companies feel no great degree of loyalty to their consumers, so I dont see a need to feel that way toward them.
If one was cheaper for more than two years, it likely was because they felt the markets had shifted, because statistics say that most older drivers. Those who have been driving and buying their own insurance for more than 10 years, tend to just stay with the company they previously had, and the insurers know this and use it.