ktmrfs wrote:
fj12ryder wrote:
^^^^^^^Most of the "not secure" issues with the chip card is that you are not necessarily required to input your PIN when using the card. That takes away part of what makes the chip card more secure.
true. unfortunetly very very few of the chip cards require or even allow use of a PIN, so all they do is prevent card skimming. someone gets your card they can still use it.
And even with a pin, it doesn't do anything about online transactions that still require entering the card number.
For some reason the US is still lagging in requiring the use of a PIN which as you noted makes them more secure. And they are not as easy to copy as a magnetic strip card. They are a compromise, as is most everything having to do with the credit/debit card system.
