Durb you're right, I was comparing different height tires, so the cost is skewed more in favor of the 18s and the load cap is closer to being the same for same diameter tires 18 vs 20.
Overall the point is, many still believe that somehow 20s are low profile race car tires that don't belong on big trucks when that is absotivley not the case. The difference is almost negligible and should not be a primary consideration when picking out a truck. Especially since you could swap 1 size wheel for the other for pretty much even money. Many OE wheels for sale as new or almost new takeoffs.