chast wrote:
Hi--in a case like this, your insurance company will pay your loss. They will then sue the insurance company of the person whose fire caused your loss. In the event that you feel you were not paid fairly for your loss, you can bring a civil suit against the person who fire caused your loss. Any other outcome might occur in today's crazy world, but this is how it should go.
I agree but be careful what you sign off on. Signing releases too soon could limit your options on a settlement. If in doubt, even with insurance, sometimes getting your own independent legal advise is a good idea.