Forum Discussion

teriffictom's avatar
teriffictom
Explorer II
Jul 18, 2023

salvage title

Hello,

I am hoping someone might have an idea to help my situation.
My Okanagan camper was in an accident and the other drivers insurance decided it was a total loss and paid me for it. They paid me less because i decided to keep it. they never gave me anything to sign other then a check. They did tell me they might put a salvage title on it.I live in California. California does not have title/registrations for cab over campers.

First question is how would they put a salvage title on something with out a title. They could not answer that question other then just wait to see what happens. My attorney had the same answer. My insurance had not the slightest clue. and Ca DMV has no idea either.
second question is my insurance told me they will no longer insure it if gets a salvage title. Anyone know of an insurance company that does insure salvage campers?

I have fixed the camper and you can not tell it was ever in an accident.

Thank you
  • It’s a truck camper not a motor vehicle therefore no title. They don’t have titles for tents either
  • Find something else to worry about.
    And stop paying an attorney?
    And btw if a branded title was to be issued, you agreed to it by keeping the camper. That should have been in your consideration when negotiating the residual value of the camper that you deducted from the payout.
  • Since they never took possession or received a signed title from you, they can not issue a salvage title.
  • Carry on. The less you say the less they know and the short answer is there is no title therefore there can be no salvage title. Pretty simple......This happened to me once but there was a title. I refused to surrender the title and that was that. Carfax shows nothing several years later.
  • No idea. But I would be curious how they are going to salvage title a camper with no title. Personally I would just go on with life until something happens with the insurance to make you do differently.