quartzster wrote:
joebedford wrote:
pianotuna wrote:
Hi joebedford,
What is the difference between primary coverage and secondary coverage?
Well, for us Canucks, our provincial health plan is primary. The emergency travel insurance we buy is secondary. This means a lot of things but in my mind there are two things that may affect us most:
1) your insurance won't necessarily provide medical care in the USA. If you're well enough to travel, it may get you a flight home to get medical care from your primary provider (e.g. OHIP, etc.)
2) if you stay out of your province too long you lose your primary coverage and your secondary coverage (e.g. Blue Cross, Medipac, etc.) is void.
To Clarify the secondary coverage you purchase is only void if you do not comply with the conditions of the policy.
In order to get secondary coverage, you MUST have primary coverage (duh!) so joebedford's statement is correct.
