Before we left for Florida from Ontario Canada we enrolled in Assured Assistance Inc. out of country medical care insurance through the Royal Bank of Canada.Well sure enough I got sick, called Assure and was greeted by a most courteous and professional agent. Told them the problem, they approved the coverage, arranged the local Urgent Care unit and all was good. I went to the Sarasota Urgent Care unit about 5 minutes from us, they were already expecting me, and already had the forms from Assured.I did not even get the questionnaire completed when a nurse called me in for vitals and 5 minutes later the doctor came in and did the examination, wrote a prescription and I was done. All no charge.The next afternoon Assured called to see how I was feeling and did I receive adequate medical care and said if I needed a follow up with the doctor just go and do it.Overall a very good experience.

Glad you had a great experience...but it sounds minor.Try having something very serious happen, that tells the tale.The biggest thing is making sure one is absolutely accurate when filling out the application for the insurance...one tiny mistake and you could be out of luck. Folks are very often not covered for what they think they are.

Glad to read a good news story for a change. We've been very fortunate so far not to require use of our travel insurance.

Hi,May you never have to use the insurance. Any idea on the cost per day you pay?

As an point of reference, my wife and I pay a combined average of around $7/day.... Eric

Cdn. Snowbird Health Insurance good experience | Good Sam Community

quartzster
Explorer
Feb 21, 2015
Glad you had a great experience...but it sounds minor.

Try having something very serious happen, that tells the tale.

The biggest thing is making sure one is absolutely accurate when filling out the application for the insurance...one tiny mistake and you could be out of luck. Folks are very often not covered for what they think they are.
Community Alumni
Feb 21, 2015
Glad to read a good news story for a change. We've been very fortunate so far not to require use of our travel insurance.
pianotuna
Nomad III
Feb 21, 2015
Hi,

May you never have to use the insurance. Any idea on the cost per day you pay?
Community Alumni
Feb 21, 2015
As an point of reference, my wife and I pay a combined average of around $7/day.

... Eric
Jack_Diane_Free
Explorer
Feb 21, 2015
$5.60 Cdn per day.
her_I
Explorer
Feb 21, 2015
As the travel insurance is age related with a jump at 71, what age group is these prices based on?
Community Alumni
Feb 21, 2015
Our $7/day is based upon me being 66 and my wife being 63 although she looks 45 (just in case she reads this!) :B
moisheh
Explorer
Feb 22, 2015
Nice to hear a good insurance story. RBC is usually quite good. Just avoid Manulife!!!

Moisheh
pawatt
Explorer
Feb 22, 2015
Just for reference We have paid as high as $1680.00 per month in the USA for Blue Cross, Blue Shield coverage here in the US for my wife and I.
John___Angela
Explorer
Feb 22, 2015
pawatt wrote:
Just for reference We have paid as high as $1680.00 per month in the USA for Blue Cross, Blue Shield coverage here in the US for my wife and I.

Good morning Pawatt and thanks for posting. Also thanks to the original poster for your informative post. Keep in mind that the original poster is just referring to emergency healthcare insurance specifically for Canadians travelling in the US. This type of insurance just covers the difference between healthcare costs in Canada and the US. The "insurance provider" actually collects the Canadian covered portion from the Canadian Government (specifically the provincial government which administers Canadian Health care) Emergency health care costs for Canadians vary depending on the country you are travelling to with the US being the most expensive as it is the greatest difference in scheduled (listed) costs. In some countries where the costs are comparable to Canadian scheduled costs insurance isn't necessary as the cost is totally reimbursable by the Canadian Government. Spain would be an example of this but there are others. Having said that it's always a good idea to have some kind of repatriation coverage no matter where you travel.