Yes, we removed our designer one also. It was a super thick, probably 3" comforter style and probably rayon. I knew it would not only snag, but slide easily off and could get dirty and sending it to the dry cleaners was probably not a favorite of mine to do. I have it inside in one of those vacuum bags. The original shams are still on the fiver bed but inside the new shams. We bought beautiful cotton quilted ones that match the coverlet. In the summer, it looks great and is light enough to easily fold down and washes nicely, and the matching pillows match the coverlet set. For the fall and winter, we use a nice fleece blanket and when it gets really cold, we throw a zipped open sleeping bag on top.