John, I'm not rich. I was just VERY good at saving my coin early in life. I would run combines starting at age 12 and bale, and drive trucks with GN trailers hauling hay. I would get up at 4:00am During the Summer when my buddy's were out having fun. I lived with my mom and stepdad and starting at age 12 I would pull in $2,000-$2500 a month and I wasn't charged rent at my own house and drove ol' trucks just saving and saving..RICH.... NO SIR.. I just have a couple pennies.
Heck, my daily driver car is an 01' Ford Zx2 Escort with 225k and faded paint. This helps keep other people from trying to dig into my pockets if you get my drift. When I get a 5th wheel I will be living alone and wont have people living with me short on cash looking to borrow.