Towing Capability
Ok, wife has me doubting myself now, so here is the question. I have a 2013 F250 6.7L diesel FX4 and thinking about getting a 5th wheel. The one we are looking at is a Bay Hill 295 and dry weight i...
Forum Discussion
DazedNConfused wrote:
If only it were that black and white. I wanted an F-350...but was glad I called the insurance company before I purchased. Because it has a GVWR of over 10,000 lbs, the state of NC forces me into a commercial policy. It would have been $1,200 more per year than the F-250. Since we camp about 36-40 nites per year, and this truck needs to be my daily driver, that $1,200 extra was too much considering my truck tows only 10% of the time I drive it. If insurance were the same, I'd have gotten the 350. But instead bought the 250 and that first year's savings of $1,200 more than paid for my air bags that the softer 250 suspension needed help with. Just economics for me.
Things have changed in NC since I moved out a little over 2 years ago then. I went from a 2500 to 3500 DRW an my insurance went up a little over $100 a year and that was because the 3500 was 5 years newer. The 3500 had GVWR of 11300 and nothing was ever said about commercial by my agent. I actually switched insurance companies 3 times while there for lower rates and never had issue with weight. When did NC start the commercial charge for weight?
