Weight Police: Need Help!!!

[Tgator1]

Truck: '13 Chevy 2500HD, cc, sb, 4X4, SRW, Dmax, Allison. Stock suspension, but will upgrade to Timbrens, and may look into air bags.

Looking at KZ Durango Gold G359RET: UVW 10640, dry hitch 2190, dry axle 8450, NCC 2960, GVWR 13600.

Hitch is a Reese 20k slider.

[IdaD]

SanMarMor wrote:
People keep saying it's fine to go over the trucks weight sticker ratings. Sure, it will pull, it may even stop, sort of. But if you ever get in an accident, the first thing the insurance company will do, is check to see if you were over ratings. When they find you were, your insurance is no good, and lawyers from the other vehicle in the accident, will come after you with a vengeance. After all, you negligently disregarded the trucks specifications. You are at fault. You can imagine where that will go.

Mark

That literally never happens, especially in a scenario like OP is asking about. Towing over a manufacturer's ratings in and of itself doesn't mean anything. Being overweight has to actually cause the injury which wouldn't be easy to prove. Even the weight of the trailer at the time of the accident wouldn't be easy to establish because most of the time it'll be smashed and scrapped before all the contents can be weighed. And those factors really speak more to your liability in an accident situation, not denial of coverage. As far as denied coverage goes, insurance companies pay when their insureds are at fault all the time. Trying to deny coverage in a situation like OP is asking about is a good way to get slapped with a bad faith claim.

I practiced insurance defense litigation when I was starting out my career so I have a bit of first hand knowledge about how bad drivers and bad doctors get subjected to in terms of civil liability and insurance coverage.

[Old-Biscuit]

SanMarMor wrote:
People keep saying it's fine to go over the trucks weight sticker ratings. Sure, it will pull, it may even stop, sort of. But if you ever get in an accident, the first thing the insurance company will do, is check to see if you were over ratings. When they find you were, your insurance is no good, and lawyers from the other vehicle in the accident, will come after you with a vengeance. After all, you negligently disregarded the trucks specifications. You are at fault. You can imagine where that will go.

Mark

Oh Horse-pucky

Insurance pays if:
Drunk driving and crashed
Reckless driving and crashed
When at FAULT in an accident
Cause you fell asleep at the wheel and ran off into the ditch
Wrong way on hwy and crashed
Etc
Etc
Etc



Horse-pucky

[RAS43]

SabreCanuck wrote:

SanMarMor wrote:
People keep saying it's fine to go over the trucks weight sticker ratings. Sure, it will pull, it may even stop, sort of. But if you ever get in an accident, the first thing the insurance company will do, is check to see if you were over ratings. When they find you were, your insurance is no good, and lawyers from the other vehicle in the accident, will come after you with a vengeance. After all, you negligently disregarded the trucks specifications. You are at fault. You can imagine where that will go.

Mark

I've always been curious if anyone stating the above actually has FIRST PERSON experience with that or is it another internet myth? Sad that you americans live life in fear of the all mighty lawyer. Another reason to move to Canada next year, maybe 🙂

Not condoning the overloading or not overloaded conversation, just curious if ANYONE can step up and say that the above law suite actually happened to them.?

Just the opposite. Three years ago in May we were traveling with our trailer in tow and traffic slowed rapidly and I hit a van in front of me that had just changed lanes. I was ticketed for careless driving. Some damage to both vehicles but no injuries. My insurance paid and they never asked about my trailer or even looked at anything other then the truck.

[MFL]

I don't understand why OP asked the "Weight Police" for help? When you know you are obviously over a rating, I would ask for no WP to respond, only the folks that say it's okay.

My saying....If only people towing within every rating were allowed on the road, I wouldn't even need CG reservations on Holidays.

The law suit question has been raised in the past, but no actual experience stepped forward. Not saying it couldn't happen, but would likely have to be pretty obvious.

It is my understanding insurance even covers drunk drivers, even overloaded drunk drivers, but I have no personal experience.:)

Jerry

[SabreCanuck]

SanMarMor wrote:
People keep saying it's fine to go over the trucks weight sticker ratings. Sure, it will pull, it may even stop, sort of. But if you ever get in an accident, the first thing the insurance company will do, is check to see if you were over ratings. When they find you were, your insurance is no good, and lawyers from the other vehicle in the accident, will come after you with a vengeance. After all, you negligently disregarded the trucks specifications. You are at fault. You can imagine where that will go.

Mark

I've always been curious if anyone stating the above actually has FIRST PERSON experience with that or is it another internet myth? Sad that you americans live life in fear of the all mighty lawyer. Another reason to move to Canada next year, maybe 🙂

Not condoning the overloading or not overloaded conversation, just curious if ANYONE can step up and say that the above law suite actually happened to them.?

[SuperdutyII]

SanMarMor wrote:
People keep saying it's fine to go over the trucks weight sticker ratings. Sure, it will pull, it may even stop, sort of. But if you ever get in an accident, the first thing the insurance company will do, is check to see if you were over ratings. When they find you were, your insurance is no good, and lawyers from the other vehicle in the accident, will come after you with a vengeance. After all, you negligently disregarded the trucks specifications. You are at fault. You can imagine where that will go.

Mark

Just because an RV has a GVWR that is higher than the trucks rating doesn't necessarily mean the RV is loaded up to full capacity. I repeatedly weighed my setup on DOT scales and was quite often over 1000 lbs under the GVWR of the RV. Lets not get to hung up on technicalities. I carried those weights receipts with me.

[SanMarMor]

People keep saying it's fine to go over the trucks weight sticker ratings. Sure, it will pull, it may even stop, sort of. But if you ever get in an accident, the first thing the insurance company will do, is check to see if you were over ratings. When they find you were, your insurance is no good, and lawyers from the other vehicle in the accident, will come after you with a vengeance. After all, you negligently disregarded the trucks specifications. You are at fault. You can imagine where that will go.

Mark

[SuperdutyII]

Old-Biscuit wrote:
OVER is over.....

One stays within ratings or justifies not doing so

OP...you will be OVER with that 5vr

And will the world come to an end?

[Old-Biscuit]

OVER is over.....

One stays within ratings or justifies not doing so

OP...you will be OVER with that 5vr

[djgodden]

Cummins12V98 wrote:

rhagfo wrote:

Cummins12V98 wrote:
Why not buy the RV that your truck can tow within it's ratings????????

States the person that is 2,000# over on the 5er GVWR, and slightly over on the TV vehicle GVWR. Yes with in Axle on the TV.

I know I am over GVWR, so my statement it is their choice, but don't exceed wheel and tire ratings EVER!!!!

Yea but I am special 🙂

Call the Olympics and get the helmets ready!

All joking aside, I have a similar problem. After weighing my rig and getting shocked at how loaded I really was I'm in the process of reviewing EVERYTHING we put in it. A whole lot of **** is coming out. (provided my wife doesn't catch on)

[Cummins12V98]

rhagfo wrote:

Cummins12V98 wrote:
Why not buy the RV that your truck can tow within it's ratings????????

States the person that is 2,000# over on the 5er GVWR, and slightly over on the TV vehicle GVWR. Yes with in Axle on the TV.

I know I am over GVWR, so my statement it is their choice, but don't exceed wheel and tire ratings EVER!!!!

Yea but I am special 🙂

[Cummins12V98]

lee worsdell wrote:
Life would be boring if we all did that. Then there would be no one to complain about how much you can pull

HA so true!!!

[rhagfo]

Cummins12V98 wrote:
Why not buy the RV that your truck can tow within it's ratings????????

States the person that is 2,000# over on the 5er GVWR, and slightly over on the TV vehicle GVWR. Yes with in Axle on the TV.

I know I am over GVWR, so my statement it is their choice, but don't exceed wheel and tire ratings EVER!!!!

[rhagfo]

Me Again wrote:

IdaD wrote:

Tgator1 wrote:
Truck: '13 Chevy 2500HD, cc, sb, 4X4, SRW, Dmax, Allison. Stock suspension, but will upgrade to Timbrens, and may look into air bags.

Looking at KZ Durango Gold G359RET: UVW 10640, dry hitch 2190, dry axle 8450, NCC 2960, GVWR 13600.

Hitch is a Reese 20k slider.

I think you'll be just fine with that setup. Probably over GVWR, but within your axle weight ratings. I'm not an expert on GM trucks, but I would bet your truck is identical to a SRW 3500 aside from a softer rear spring pack, which Timbrens or airbags would address (if necessary). I don't think the payload sticker means much on 3/4 ton diesels because the GVWR is restricted by class, but tire and axle ratings are important.

I was at 6750 on my rear axle of my 3500 RAM SRW with a trailer the grosses 1200 less on our way to Arizona. These new trucks are heavy!

Chris

Chris, your issue is not the 5er pin weight it is all STUFF you carry in the two Diamond Plate tool boxes in your TV bed.

[lee_worsdell]

Life would be boring if we all did that. Then there would be no one to complain about how much you can pull