Affordable insurance for full timer in S.D.

We used this guy to get quotes and advice: Dougherty & Associates. 3704 S Westport Ave, Sioux Falls, SD 57106. (605) 361-6318.

Stickbender, what are the requirements and which ones are you not meeting if it is not to personal?

Curious here too. Are they looking for utility bills only?

change insurance companies.

I think you are going to find that they will require you to be in the state for a minimum number of months - something like 6 months.

About the only thing you can do, which a lot of us have been saying for several years for people who need individual health insurance, is to move to a state with a larger population like Florida or Texas.

Barb

I'm in the same boat, with the ACA and all the other issues I no longer have ins. SD INS companies don't insure unless you reside, actually live in the state, for at least 6 months. Then the problem becomes that the ins companies only have in state doctors.

Either move to SD for the required time or get insurance in the state where you actually reside! You cannot expect an insurance company to base your premimum on medical costs in SD when you actually get your medical care (other than emergency treatment) in another state!

orfsotr wrote:
Either move to SD for the required time or get insurance in the state where you actually reside! You cannot expect an insurance company to base your premimum on medical costs in SD when you actually get your medical care (other than emergency treatment) in another state!

Since this post is in the fulltime forum I'm going to assume that the OP is a fulltimer. While some fulltimers may reside in one place for years, many (most) travel frequently during the year. There should be a national option instead of a state option for fulltimers.

Unfortunately the plans offered in each state are based on what the insurance companies see as the needs of the people in that state.

SD is limited in their traveling population.

Texas and Florida have larger populations which means more insurance companies want to be part of their plans.

Texas at least also includes a large number of transit workers. Not those in Texas to work, but people from Texas which travel around the country to work. Including a lot of people who do not RV. That gives the insurance companies incentive to offer national plans to capture that market.

My guess, only a guess, is there aren't enough people with SD residency who travel to justify an insurance company offering that option.

You can be sure if there was enough of a market, insurance companies would offer the coverage.

Clay L wrote:
We used this guy to get quotes and advice: Dougherty & Associates. 3704 S Westport Ave, Sioux Falls, SD 57106. (605) 361-6318.

2x I have used this company for 7 years very satisfied.