Domicile

[xdragr]

Where do most of the full time rvers call home?
Ok it looks like that it is a close race on where to call home.
I did my research and saw that FL TX and SD were the top 3.
I didn't see any of the stipulations while doing the research so that is why I asked around. With all this being said which state is the easiest to obtain a drivers license for a class A over 26000 lbs, where one is not required to take the whole driving exam again?

[EsoxLucius]

BarbaraOK wrote:

EsoxLucius wrote:

2gypsies wrote:

If you're under Medicare age it's very difficult, if not impossible, to do this if your address is anywhere

BINGO!

Not true, if it is for emergency care. That is the key difference. You can't have your insurance in TX and use physicians in AZ for primary, routine care unless they are part of a group covered by your policy, but you can get care if you break a leg in AZ.

Barb

Barb, how about reading my first post in this thread? Sheesh!

[2gypsies1]

BarbaraOK wrote:

EsoxLucius wrote:

2gypsies wrote:

If you're under Medicare age it's very difficult, if not impossible, to do this if your address is anywhere

BINGO!

Not true, if it is for emergency care. That is the key difference. You can't have your insurance in TX and use physicians in AZ for primary, routine care unless they are part of a group covered by your policy, but you can get care if you break a leg in AZ.

Barb

Barb, I'm not sure I understand what you're saying. We had a Texas address so our insurance was out of Texas. We never had a problem going to doctors for any routine care in any other state, including Arizona as our primary care physicians.

[BarbaraOK]

EsoxLucius wrote:

2gypsies wrote:

If you're under Medicare age it's very difficult, if not impossible, to do this if your address is anywhere

BINGO!

Not true, if it is for emergency care. That is the key difference. You can't have your insurance in TX and use physicians in AZ for primary, routine care unless they are part of a group covered by your policy, but you can get care if you break a leg in AZ.

Barb

[EsoxLucius]

2gypsies wrote:

If you're under Medicare age it's very difficult, if not impossible, to do this if your address is anywhere

BINGO!

[BarbaraOK]

The key for health insurance under 65 is that you have to establish a relationship with a primary care physician (or clinic) in the state where you have insurance and return for annual checkups if you have maintenance meds. Then if you become sick/injured it is an emergency situation and all PPOs that I have seen cover emergency treatment outside of coverage area. And if you use 'network' physicians (like BCBS) then costs are usually the same as it is when in your coverage area.

Barb

[2gypsies1]

EsoxLucius wrote:

2gypsies wrote:
Medical insurance that you can travel with is very difficult to obtain.

It appears to me that it is generally difficult to find health insurance that one can travel with in any state, unless one is wealthy. One is likely going to have to travel back to the in-state provider for most anything other than an emergency.

Any PPO insurance can easily be traveled with and you don't have to be wealthy. HMO's - no.

We full-timed for 16 years and had doctors and hospitalizations throughout the country. We used Medicare and a PPO supplement. We had a Texas address.

If you're under Medicare age it's very difficult, if not impossible, to do this if your address is South Dakota.

[2gypsies1]

Old-Biscuit wrote:

2gypsies wrote:
We were happy 'Texans' for 18 years. Our address was through the Escapees RV Club.

Regarding Texas inspections: You do NOT have to return for inspections - EVER. All you do is check the box as traveling full-timers.

However, if and when you return and stay in the state, then you need the very easy inspection. No big deal.

Each of the major 3 states: Texas, Florida, South Dakota have pluses and minuses depending on YOUR circumstances. Everyone needs to do the homework according to your needs.

I will state that South Dakota is not recommended for those under Medicare age. Medical insurance that you can travel with is very difficult to obtain.

Thought there was a recent change in TX inspection law....tied to registration renewal. No inspection/no renewal???

YES.....if under 65 Obamabcare Healthcare coverage is limited for SD FT RVrs.
One reason we are NOT SD anymore.

You can definitely renew registration without having the inspection - IF you have checked the above-mentioned box online or in person and IF you are not presently in Texas but instead, traveling.

[4X4Dodger]

rdmike wrote:
South Dakota for us. No vehicle inspection and no proof of insurance. Can renew registration online and tags mailed to you anywhere.

But one of the BIGGEST reasons to choose SD is they are one of the cheaper states for auto insurance. Much cheaper than Fla or Texas. And this is one expense that stays with you.

Also Vehicle registration (yearly) fees are very low.

Taxes are too often overblown as an issue. If you are retired your tax burden should be much reduced if not almost nonexistent. Therefor picking a state based on tax but with high insurance rates buys you nothing.

[EsoxLucius]

2gypsies wrote:
Medical insurance that you can travel with is very difficult to obtain.

It appears to me that it is generally difficult to find health insurance that one can travel with in any state, unless one is wealthy. One is likely going to have to travel back to the in-state provider for most anything other than an emergency.

[BarbaraOK]

Old-Biscuit wrote:


Thought there was a recent change in TX inspection law....tied to registration renewal. No inspection/no renewal???

YES.....if under 65 Obamabcare Healthcare coverage is limited for SD FT RVrs.
One reason we are NOT SD anymore.

That was the original new law, but Escapees worked with Truckers Association, Military Associations, etc., all people who the legislatures forgot about to get the renewal setup so that you self-certify that you are out of state and you are good to go. One advantage of being an Escapee - someone who can lobby the legislature when needed.

And if anyone uses the requirement of having to show that you can handle a rig weighing more than 26,000# as a reason not to go with Texas, then they shouldn't be driving a big rig. Test is very easy to pass.

Barb

[Old-Biscuit]

2gypsies wrote:
We were happy 'Texans' for 18 years. Our address was through the Escapees RV Club.

Regarding Texas inspections: You do NOT have to return for inspections - EVER. All you do is check the box as traveling full-timers.

However, if and when you return and stay in the state, then you need the very easy inspection. No big deal.

Each of the major 3 states: Texas, Florida, South Dakota have pluses and minuses depending on YOUR circumstances. Everyone needs to do the homework according to your needs.

I will state that South Dakota is not recommended for those under Medicare age. Medical insurance that you can travel with is very difficult to obtain.

Thought there was a recent change in TX inspection law....tied to registration renewal. No inspection/no renewal???

YES.....if under 65 Obamabcare Healthcare coverage is limited for SD FT RVrs.
One reason we are NOT SD anymore.

[sdianel_-acct_c]

www.myrvmail.com

Florida. Check www.myrvmail.com in Crestview FL. They can answer your questions.

[2gypsies1]

We were happy 'Texans' for 18 years. Our address was through the Escapees RV Club.

Regarding Texas inspections: You do NOT have to return for inspections - EVER. All you do is check the box as traveling full-timers.

However, if and when you return and stay in the state, then you need the very easy inspection. No big deal.

Each of the major 3 states: Texas, Florida, South Dakota have pluses and minuses depending on YOUR circumstances. Everyone needs to do the homework according to your needs.

I will state that South Dakota is not recommended for those under Medicare age. Medical insurance that you can travel with is very difficult to obtain.

[Old-Biscuit]

dons2346 wrote:
SD for us. Only downside is that you do have to return every 5 years to renew your drivers license

IF you have a Federally Complaint DL you can renew ion-line or by mail once every 10 yrs. Certain conditions apply.