Forum Discussion

PandS's avatar
PandS
Explorer
Mar 20, 2016

Georgia as domicile?

We're a couple of years from retirement and full timing, but we're enjoying the research and planning. I know about Florida and Texas as places folks choose as their domicile state when going full time. What about Georgia? With Georgia now having a one time Title Ad Valorem Tax, and their income tax exclusion for those over 65, it looks interesting. Especially since it's a state where we might settle when we eventually come off the road. Yet I'm not finding any mail service companies like St. Brendan's Isle or Escapees that provide an address and help with establishing legal domicile. Is Georgia not rv fulltimer friendly?
  • Thanks, all! Good thing we enjoy the researching and planning :)!
  • there is a mail service that has offices in Atlanta, that can provide you with a physical address, but like was warned earlier, taxes that are locally based are higher in Atlanta. Traveling Mailboxes.. is the company..

    UPS centers also provide mail service, and there is one in every town that is medium sized or larger.

    I will stay with GA when I start fulltiming, but am not sure who I will use for my mail. I will use family farm for my permanent address. Very Very low cost county... actually one of poorest in state.
  • rockhillmanor wrote:
    All I can say is CHECK what it will COST to register ALL your vehicles EVERY year including the RV in the wonderful state of Georgia. The newer your vehicles are the MORE$$ your plates will cost.

    That ad valorem tax is for purchasing/title a vehicle. I've always said they way they charge for plates would prevent people from buying new vehicles. The way I understand it that new law just helps those buying a vehicle tax. The registration is STILL based on the "value" of the vehicles. That does not change.

    I wanted to call Georgia my home real bad. UNTIL I found out the yearly plate registration cost is based on the VALUE of your vehicles. I had a MH, SUV, and the TOAD. :E is all I can say about that, it was in the thousands!

    Yes it goes down over the years but IMHO I am NOT going to pay those type of fees to register my vehicles every year.

    Check it out before you leap! :W


    This information is all wrong and outdated.

    If you purchase in Georgia you'll be charged sales tax one time.

    After that all plates cost the same $20 plus $1 mailing fee.

    Heavier vehicles will be charged a Highway Impact fee when you register. It was $50 for my 40ft motorhome.

    Nothing other then the one time sales tax is based on the value of the vehicles anymore.
  • rockhillmanor wrote:
    All I can say is CHECK what it will COST to register ALL your vehicles EVERY year including the RV in the wonderful state of Georgia. The newer your vehicles are the MORE$$ your plates will cost.

    That ad valorem tax is for purchasing/title a vehicle. I've always said they way they charge for plates would prevent people from buying new vehicles. The way I understand it that new law just helps those buying a vehicle tax. The registration is STILL based on the "value" of the vehicles. That does not change.

    I wanted to call Georgia my home real bad. UNTIL I found out the yearly plate registration cost is based on the VALUE of your vehicles. I had a MH, SUV, and the TOAD. :E is all I can say about that, it was in the thousands!

    Yes it goes down over the years but IMHO I am NOT going to pay those type of fees to register my vehicles every year.

    Check it out before you leap! :W


    Not sure the source of your information. I live in Georgia, and the Ad Valorum tax for automobiles is paid once, upon purchase (or initial registration), and is 7 percent of the price of the vehicle, or the vehicle value. After that, the annual registration is only $25 (if I recall what I paid this year correctly).

    So, yes, when you INITIALLY register the vehicle as a new resident of GA, you will have to pay the Ad Valorum. After that, no.

    Trailers are different. You still pay property tax on trailers annually.

    Mike
  • All I can say is CHECK what it will COST to register ALL your vehicles EVERY year including the RV in the wonderful state of Georgia. The newer your vehicles are the MORE$$ your plates will cost.

    That ad valorem tax is for purchasing/title a vehicle. I've always said they way they charge for plates would prevent people from buying new vehicles. The way I understand it that new law just helps those buying a vehicle tax. The registration is STILL based on the "value" of the vehicles. That does not change.

    I wanted to call Georgia my home real bad. UNTIL I found out the yearly plate registration cost is based on the VALUE of your vehicles. I had a MH, SUV, and the TOAD. :E is all I can say about that, it was in the thousands!

    Yes it goes down over the years but IMHO I am NOT going to pay those type of fees to register my vehicles every year.

    Check it out before you leap! :W
  • South Dakota is a better option. Many mail forwarding companies with associations with banks and insurance companies. Drivers license and voter registration require simple documentation. Vehicle registration fees less than Georgia, and insurance rates lower as well.
  • You might also want to consider how GA treats voter registration, jury duty,the address on your drivers license and vehicle registration for people with no real street address except the mail forwarding service street address.The three most popular full timer domicile states - SD,FL, and TX will allow it and they exempt full timers from jury duty or only request that you serve when you are in the county for a while. Most/many states will not.
  • Ivylog's avatar
    Ivylog
    Explorer III
    Looks like you have done your homework... pun intended. The recent one time 7 percent applies to motor vehicles only, not on trailers, makes registering in GA bearable. The no sales tax on used trailers from an individual still applies, but you still have to pay the annual property tax.

    The $65K at 65 no GA income tax actually starts at $36K at 62. Unfortunately the $65K was supposed to go up to unlimited but they stopped it at $65K/person a couple years ago.

    Plenty of Mail Forwarding companies in Atlanta, but you might have to physically go there the first time. You might want to pick one in a rural county where the tax rate is lower if you have a trailer. The mileage rate can vary from a low of 15 mils (times the 40 percent value) to over 30 in metro Atlanta. On an assessed value of $100,000 you pay a low of $15 time $40,000 = $600/year or over $1200 in Atlanta.
  • If you're currently domiciled in GA because all your ties are there, and GA is not tax greedy (I haven't looked it up), and the cost to title, register and insure an RV is not high, you may not benefit at all from having to declare a different domicile.