Forum Discussion
2gypsies1
Jun 20, 2015Explorer III
TechWriter wrote:Big Katuna wrote:
We travel around the country.
That may be, but owning (not owning) a house affects health, vehicle, and liability insurance.
Most full time RVers I've heard from use specialty RV insurance, like Miller or an equivalent for vehicle and liability insurance, and RVer Health Insurance for medical.
Local insurance agents are generally not well-versed (or versed at all) on the effects of domicile on insurance.
Owning or not owning a house has nothing to do with medical insurance. Also, I've never heard of 'RVer health insurance'. It's the same kind of insurance everyone else uses. What you need to get is a PPO plan, not a HMO, if you travel. Also, South Dakota does not have good insurance for travelers. Period.
It all depends where you're domiciled....where you 'live' even though it's not in a house. Some states are higher than others.
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