Health insurance on the road
I am sure this has been discussed before so if so I apologize for asking again. Neither my wife or I are old enough to get medicare so we purchase our plan here in our home state of CT. We generally s...
Forum Discussion
westernrvparkowner wrote:
BCBS still offers PPO plans in Montana, but I know for a fact they have discontinued all PPO plans in Texas.
That's not true.
Using www.healthsherpa.com, look up the BCBS plans available for the 73301 Zip Code (Travis County, TX).
You should find 9 PPO plans (Bronze, Silver, and Gold) offered from Scott & White Health Plan.
By contrast, check the health plans available for 77351 (Polk County, TX where a lot of RVers call home). No PPOs, right?
If you're a full-time RVer under the age of 65 who has to purchase a health plan, selecting a domicile has become more complicated since the passage of the ACA ("Obamacare").
It's not enough anymore to just pick a domicile state . . . you need to pick the best Zip Code to reside in that state.
Regardless, I'd check out the Escapees Insurance Site which is designed for RVers.
westernrvparkowner wrote:
State to state it's the Bubba Gump of coverage, you never know what you are going to get.
Again, not true . . . unless you think BCBS is the be all end all health care provider.
If you have a Consumer Reports on-line account, you can access the NCQA Health Insurance Plan Ratings. For example, here are some of the TX plan ratings.
