Health insurance on the road
I am sure this has been discussed before so if so I apologize for asking again. Neither my wife or I are old enough to get medicare so we purchase our plan here in our home state of CT. We generally s...
Forum Discussion
arhayes wrote:
I've been on the same hunt, but so far I'm not finding anything that will cover out of state. ACA was supposed to help, but ours is going up to $1700 a month if we maintain the same level. Not very affordable. Looks like we'll plan for catastrophic only coverage plan and expect healthcare to run 20-25% of our retirement income for the next 3 years til I qualify for Medicare.
We have catastrophic coverage, ONLY because we are GRANDFATHERED. If you didn't have it prior to ACA becoming law, you CAN'T buy it. New rate starting 1/1/16 is $1,005/month, only saving grace is HSA annual deposit of $7,750 is deductible. Until ACA took effect on 1/1/14 same plan cost $579/month and HSA was $7,450 Only 16 and 17 months 'til Medicare for the DW and I. I married an older woman.
