Insurance on storage units
A little background: we made a quick decision to RV full time. House sold MUCH faster than we thought. I have had 2 surgeries since we sold 1 1/2 yrs ago and am having another surgery June 7. In the...
Forum Discussion
prstlk wrote:
Have a solid inventory of what is stored. Video as much of it as you can, this is very important for any big value items. Art, firearms, antique anything. The insurance through any major carrier is inexpensive, make sure the insured amount will cover a total loss. Loses are usually fire/flood total loss, or break in. (Happened to us). I would only store in a 24/7 monitored facilities, with high res video and storage. Or better yet on site presence with active patrol.
If there is a possibility that the storage unit could flood, ask specifically if any policy you're considering covers flood damage. Most commercial policies don't. In this case you'd need to look into a National Flood Insurance Program "contents" policy available through commercial insurance companies but backed by the federal government.
