I just began full-timing and while in Florida last winter I joined up with a Medicare group that seemed real good. They actually paid my monthly fee to SS and gave me real good service. The fly in the ointment is the fact that they want me to stay in the florida area (their area) at least 6 months out of the year to receive this service. Is this commonplace or what? What do other full timers do?

eddiemac66 wrote:I just began full-timing and while in Florida last winter I joined up with a Medicare group that seemed real good. They actually paid my monthly fee to SS and gave me real good service. The fly in the ointment is the fact that they want me to stay in the florida area (their area) at least 6 months out of the year to receive this service. Is this commonplace or what? What do other full timers do?Go to a "UPS Store" in Florida and get a po box from them. They don't require residency DL's to get one like the Gov Post Office does and they provide you with a real 'address'. Have your medicare info sent to that Florida address and then you can maintain that group service. The UPS Store will forward your mail when ever you need it. Note: this is NOT the post office. They have all the services of a post office but it is 'privately' owned and provide you with a real address. Locations are all over.

Medicare is administered by the Federal government not a private company so it's difficult to understand what you're asking. You need to contact the company you signed up with and ask them, no one here will have the answer. You didn't even state the name of the plan and it still wouldn't make any difference.

eddiemac66 wrote:I just began full-timing and while in Florida last winter I joined up with a Medicare group that seemed real good. They actually paid my monthly fee to SS and gave me real good service. The fly in the ointment is the fact that they want me to stay in the florida area (their area) at least 6 months out of the year to receive this service. Is this commonplace or what? What do other full timers do?Some plans let you go anywhere anytime, and others require your to remain in a given area. Some let your travel outside the country, and others will not cover you outside the country. I have heard that some of the AAPR plans are quite popular with full timers who travel all over. Don't know which one cause I am still covered under my wife's work plan. But am researching cause she is coming up on retirement.

What you have is a HMO supplement which has special requirements. What you need if you travel is a PPO supplement whereby you can use any doctor or facility of your choice. What's especially neat about that is that you can go to the best in the country! We have used Transamerica through Good Sam for 10 years and they have always paid everything with no copays. We've had multiple surgeries, including cancer. It works great.Of course with many new 'rules' coming up in government everything might change for all of us. :(

Medicare for full timers | Good Sam Community

DianneOK
Explorer
Sep 06, 2013
closed....due to the political no no.....
tomman58
Explorer
Sep 06, 2013
powderman426 wrote:
The Texan wrote:
powderman426 wrote:
2gypsies wrote:

Of course with many new 'rules' coming up in government everything might change for all of us. :(

Yes changes coming.

Like reducing or eliminating the donut hole or requiring that the insurance company actually spend at least 80 % of premiums on healthcare.

How dare they.:B
Plus they like you so well, that all this "change" will only increase your cost 10 fold.....:s

Source please. And no not Faux news. :S

Agree with poster, loo where the FOX news post came from. Enjoy paying millions for Perry's stupidity.

Oh and on topic part D of medicare..everyone has under the ACA. You don't sign up for it but it is yours. So far I have saved over 500 bucks for my scripts under the ACA !!!!!!!
powderman426
Explorer
Sep 06, 2013
The Texan wrote:
powderman426 wrote:
2gypsies wrote:

Of course with many new 'rules' coming up in government everything might change for all of us. :(

Yes changes coming.

Like reducing or eliminating the donut hole or requiring that the insurance company actually spend at least 80 % of premiums on healthcare.

How dare they.:B
Plus they like you so well, that all this "change" will only increase your cost 10 fold.....:s

Source please. And no not Faux news. :S
The_Texan
Explorer
Sep 05, 2013
powderman426 wrote:
2gypsies wrote:

Of course with many new 'rules' coming up in government everything might change for all of us. :(

Yes changes coming.

Like reducing or eliminating the donut hole or requiring that the insurance company actually spend at least 80 % of premiums on healthcare.

How dare they.:B
Plus they like you so well, that all this "change" will only increase your cost 10 fold.....:s
powderman426
Explorer
Sep 05, 2013
2gypsies wrote:

Of course with many new 'rules' coming up in government everything might change for all of us. :(

Yes changes coming.

Like reducing or eliminating the donut hole or requiring that the insurance company actually spend at least 80 % of premiums on healthcare.

How dare they.:B
sdianel_-acct_c
Explorer
Sep 05, 2013
Go with regular Medicare and have a supplement that you can use nationwide. What you have is like an HMO and isn't good in many states. I doubt it will be any good after the Affordable Health Care Act is fully implemented anyway. There is talk about eliminating the HMO Medicare plans.
janechucknicode
Explorer
Sep 05, 2013
We have medi-care complete, with unitedhealthcare AARP. no monthly but copays. We travel 9-10 months ayear, theonly request us and demand that we have all our major work done here in oregon. Physicals ect. Any emergengies are covered we pay for as needed and get reimbursed.

Good luck and happy trails
wandering1
Explorer
Sep 05, 2013
Sounds like you have an advantage plan. You get PPO or HMO from advantage plans and the limit the coverage area and usually have a poor selection of docs and facilities that are in network.
I am getting rid of mine and switching to a medicare supplement/gap plan that covers 100% of the bill and is good anywhere I go. Get your plan from a broker or go online and sign up. AARP adds a markup to the coverage you get from them so they can give you a discount and you end up paying what other plans would have charged without going thru AARP.
bgum
Explorer
Sep 05, 2013
There is a legal difference between residence address and mailing address. Be careful who you listen to. You could have to pay your own bills.
Twomed
Explorer
Sep 05, 2013
AARP/United Plan F...coverage everywhere. Pick your docs/hospitals, as long as they accept Medicare. No co-pays, deductibles, paperwork. Show the cards, that's it, zero issues. :) Just our experience. Some stats have lower rates, if choosing an address for residence.