Our full time rv experience journal
My wife and I have been on the road for six months and are keeping an online journal/blog. Like our journey the blog is a work in progress. We would appreciate any positive feedback, tips, stories, or...
Forum Discussion
Old-Biscuit wrote:American Roadtrip wrote:
Thanks all!
Old-biscuit, we also maintain a debt-free lifestyle which is what allows us do do this! Will never, ever get another credit card or loan. It's sad how many people of our generation and younger are completely saddled by debt.
Debt free is liberating.
But you do need 'credit'......everything works off 'credit'
I have excellent credit by having credit cards and getting loans.
Just use the CCs and pay them off at end of month (no different than pay as you go). Same with loans......get them then pay them off
Debt free allowed me to retire at 50. THE BEST! FTng was 2nd best.
Actually using CC is waaaay different than cash. With a credit card purchase you have much more recourse with a vendor if something goes awry. Also, when on the road, it makes more sense NOT to carry a bunch of cash. I agree to pay off monthly.
