DW and I are going full timing next year. At this point we’re planning to purchase a new Dutch Star 4328 next fall (Newmar factory pickup) to begin our journey. Originally was planning on going the LLC route but due to a recent iRV2 poster reporting issues with a 3 axle RV registered to a Montana LLC getting a $1K ticket at a IN rest stop for not having a commercial fuel tax permit/sticker, I’m looking for another alternative and Alaska is one of them.Considering setting up a domicile in Anchorage, AK for the following reasons:1) No state income taxes2) No sales taxes in Anchorage3) Low vehicle registrations. State website reports $250 for a motor-home.4) No vehicle inspections5) PPO managed care coverage is available via Premera BC/BS of Alaska. Even our local primary care physician on the east coast is in network and could keep him if we want (at least at first). This is key because we’re both 2-3yrs under 656) There’s a UPS Store in Anchorage who could potentially handle mail forwarding (haven’t contacted them yet).Florida was going to be our choice but would pay a 7% sales tax w/o an LLC. Naturally I’m looking for legal alternatives to forgo paying a sales tax. After just 12 months, we could switch to a Florida domicile and forgo any sales tax (IF we didn't like the AK domicile) This is an advantage of being a full timer.New Hampshire is potentially another alternative but Alaska looks far better at this point.What am I missing here? Thanks in advance.

I know Alaska is touchy on folks domiciling because of the Alaska Permanent fund they offer their residents. Have read of them checking entry records to verify residence. Since you are not looking (at least didn't mention it} at filing for the funds you may not have a problem, but be aware that they are watchful and cautious on the issue of residency or domicile.

wanderingaimlessly wrote:I know Alaska is touchy on folks domiciling because of the Alaska Permanent fund they offer their residents. Have read of them checking entry records to verify residence. Since you are not looking (at least didn't mention it} at filing for the funds you may not have a problem, but be aware that they are watchful and cautious on the issue of residency or domicile.Thanks for bringing this up! I am not interested in claiming the Alaska Permanent fund.

Checked on availability vehicle insurance since you won’t actually live there? LLCs are nice but adequate insurance is usually less expensive.

Everything in Alaska costs a lot because of all the shippping costs. Moving there due to low taxes and fees makes no sense at all. Los Anchorage is only about 45 minutes from Alaska.

I would look over the escapees web site and all the work they have done. I know it’s tempting to look at alternatives but there is a reason Florida Texas and South Dakota are the main states used unless you have family or some ties to another state. I wouldn’t reinvent the wheel .

Set up a Anchorage, Alaska domicile? | Good Sam Community

Rice
Explorer III
Dec 09, 2018
TechWriter wrote:
Since OP is under 65, I'm assuming he's using an ACA (aka Obamacare) health plan.

If this is the case, then you have to actually reside there for a time in order to qualify for an ACA plan. Just getting a mailing address without spending time in that location, could get you into trouble.

What amount of time is required to qualify for an ACA plan? When does the time spent there have to occur, with respect to qualifying for an ACA plan? Does it have to be in the same county where applying for insurance, since insurance plans are based on the county and not on the state?
TechWriter
Explorer
Nov 20, 2018
wanderingaimlessly wrote:
Since the combination of sales tax and health insurance seem to be the drivers on this, look also at Nevada, there are some counties offering PPO plans, no income tax, vehicle and sales taxes I'm not sure.

Since OP is under 65, I'm assuming he's using an ACA (aka Obamacare) health plan.

If this is the case, then you have to actually reside there for a time in order to qualify for an ACA plan. Just getting a mailing address without spending time in that location, could get you into trouble.
Optimistic_Para
Explorer
Nov 19, 2018
Beentherefixedthat wrote:

I currently hold an Alaska Drivers license that has as my address on it a PO Box.

It can and is done all the time.

Oh, it's entirely possible to have a P.O. Box on your driver's license.

Here in NY, the form for applying for a driver's license has TWO address sections, one for your PHYSICAL RESIDENCE and one for your MAILING ADDRESS, with the option of simply checking a "same as physical residence" box in the mailing address section.

NY is happy to put your mailing address on your driver's license, but they won't GIVE you a drivers license if you don't have a physical address in NY.

The web site for the AK DMV certainly seems to imply they operate the same way.

Of course, I don't live in AK, so I can't say more than that.

If the original poster still wants to go ahead with using a PMB in AK, he should check with the AK DMV himself to see if it's possible or not.
ppine
Explorer II
Nov 19, 2018
Nevada is nothing but cactus and rocks. You wouldn't like there either.
Beentherefixedt
Explorer
Nov 19, 2018
Optimistic Paranoid wrote:
The key factor APPEARS to be whether a state will accept a mailbox type address such as the UPS store as a valid address for such things as vehicle registrations and driver's licenses. FL and TX will. I understand a lot of states will not. This is the usual reason that most states are not used by full timers who don't actually own property in them.

Looking at the AK DMV site, it says that you must provide proof of your principle residence in Alaska. It further says that "The document must show your residence address, not a post office box or mail cache facility."

Full details are here:

http://doa.alaska.gov/dmv/akol/original.htm

I currently hold an Alaska Drivers license that has as my address on it a PO Box.

It can and is done all the time.

However I don't see much more benefit from getting an Alaska DL or Residency.

Further I am not sure I understand the issue of the ticket for the class a in Indiana? If it was legally registered as a private vehicle and NOT a COMMERCIAL vehicle there should be no problem. It occurred to me that having been an LLC that vehicle may have been done as a commercial vehicle and had only a low weight license.

I would avoid the LLC at all costs. It only adds complexity and possible questions to say nothing of more work at tax time and could raise a red flag at the IRS.

Use one of the standard ones that are used by thousands, Fla,SD. and be done with it.
Roy_Lynne
Explorer
Nov 19, 2018
I understand if you want Nevada, you can go to an RV park and pay a month rent. With your rental agreement you can use that as proof of residence and get a drivers licence.
wanderingaimles
Explorer
Nov 18, 2018
Just a thought
https://www.gohealthinsurance.com/Wellmark-Blue-Cross-and-Blue-Shield-of-South-Dakota-health-insurance
accsys
Explorer
Nov 18, 2018
Ro"n"Joe wrote:
Familiar with Escapees. Of the 3 states mentioned, only Florida has a PPO Managed Care Plan for those under 65. Would likely use the Escapees Florida location mail service (if Florida domicile set up) and saving the 6% Florida and 1% County sales taxes is a huge savings.

If South Dakota had a PPO plan, we would set up there with their advantages and 3% sales tax.

Just a minor correction on FL sales tax. The county sales tax is only charged on the first 5,000 of a purchase. This naturally applies to large ticket items like a motorhome. In that case you pay 6% plus $50 (1% of 5,000) for sales tax. Vehicle registration is based on weight classes and the annual registration on our DP (32,000 pounds) is about $75.
Ro_n_Joe
Explorer II
Nov 18, 2018
wanderingaimlessly wrote:
Since the combination of sales tax and health insurance seem to be the drivers on this, look also at Nevada, there are some counties offering PPO plans, no income tax, vehicle and sales taxes I'm not sure.

Thanks for the suggestion. Via search: "Nevada's statewide sales tax rate of 6.85% is eighth-highest in the U.S. However, local sales tax rates can raise the sales tax up to 8.265%".
wanderingaimles
Explorer
Nov 18, 2018
Since the combination of sales tax and health insurance seem to be the drivers on this, look also at Nevada, there are some counties offering PPO plans, no income tax, vehicle and sales taxes I'm not sure.

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