Forum Discussion

DallasSteve's avatar
Dec 21, 2017

Who Else Will Retire To Full-time In 2018?

I don't know if this will be a popular thread or a dumb idea, but here goes. I saw a post here recently (maybe two) where members said they plan to retire and begin full-time RV life in 2018. That's my plan, too. What does your plan look like? Here's my plan (and long-term members here can feel free to comment, even with their often snide remarks).

1 - I turn 62 in August, (and my car lease is up then) but I won't take early Social Security
2 - I have savings to buy a nice, maybe even new, travel trailer with cash
3 - I can afford to lease a new tow vehicle with no worries, so I probably will; but I may try to rent a big truck for the first couple of months just to be sure this is where I want to go
4 - I've toyed with the idea of a CD-secured personal loan, but there's not much point (most banks want the CD rate plus 2%)
5 - I can burn my savings at the rate or $2,000 or even $3,000 per month with no problem until I start to draw Social Security
6 - I will probably do South Texas the first winter, but I might consider inland Florida, if I can find it within my budget
7 - I will probably set up near a big city for June-August and work a computer programming contract because 1 - it's easy money and 2 - I don't want to fight the summer crowds in the parks
8 - I'll travel the country in Spring and Fall seeing parks and cities big and small
9 - When I hit about 67-68 I will start Social Security and it will be plenty for me (if the government doesn't break all their promises)
10 - Since I'm in good health I'll probably buy cheap non-ACA health insurance until I qualify for Medicare at 65
11 - If I enjoy the life, I'll just keep repeating every year; if I find a place I like a lot I might set up a winter or summer home in an RV park
12 - If I don't like the life I can sell the RV at a loss and return to regular apartment life, but maybe in a new city that I like better. But I will always be Dallas Steve because that's where I was born.

Finally, I may get a bumper sticker that says "All my exes live in Texas, that's why I live in an RV".