Damage done by squirrels
Recently I noticed that on the top of the engine on my pickup truck that there had been some knawing on a wire connecting to the emissions. It cost me $433 to correct the damage. I am afraid that th...
Forum Discussion
goufgators wrote:
A few weeks after buying a new Toyoto Tundra, one morning it would not start. Had it towed to Toyota dealership and later received a call from the mechanic saying that a rat (rat was still under the hood) had chewed through the main wiring harness. Cost of $3,500!! But, to my pleasant surprise, my homeowners policy covered the cost because the truck was parked on my property. Who knew?? Now, I keep mothballs and dryer sheets in each of the MH basement compartments and in and around the motors of both the MH and Toyota. So far, so good (probably shouldn't have said that!)
As a former Ins adjuster, I'd say you really lucked out because I can't imagine many home owners policies that would cover this. Maybe the comprehensive part on your auto insurance, but most homeowners policies specifically exclude any coverage at all for any type of vehicle. Keep that policy!
