Insurance for new Sprinter
I am looking for insurance for my new Sportsmobile Sprinter. I think replacement insurance is pretty important. Is there anyone out there besides National General that offers replacement cost or at ...
Forum Discussion
Hi –
Thank you for the heads up about Progressive Insurance. I checked my policy and they have indeed changed their Total Loss Replacement / Purchase Price Coverage to something less desirable than what they offered before my renewal. Now, if I read the California 05/11 policy weasel words correctly, Progressive will pay “actual cash value” if the RV is totaled during the first five model years, unless you opt to replace it. If you opt to replace it, Progressive will help you find and pay for a new replacement RV no older than the one you lost. After five years, Progressive will still pay the original purchase price for totaled RVs; whether or not you replace it.
Chuck Sorensen
Buellton, California
2012 PW Ford Excel TS
Thank you for the heads up about Progressive Insurance. I checked my policy and they have indeed changed their Total Loss Replacement / Purchase Price Coverage to something less desirable than what they offered before my renewal. Now, if I read the California 05/11 policy weasel words correctly, Progressive will pay “actual cash value” if the RV is totaled during the first five model years, unless you opt to replace it. If you opt to replace it, Progressive will help you find and pay for a new replacement RV no older than the one you lost. After five years, Progressive will still pay the original purchase price for totaled RVs; whether or not you replace it.
Chuck Sorensen
Buellton, California
2012 PW Ford Excel TS
