insurance rates vary so widely due to variables such as the owner and the State.
what works for me probably won;t work for you.
before buying I did shop insurance ( using the VIN)- make SURE you are getting quote for a "motorhome", not a "van".
In the end a policy with Flo was the least expensive ( also have house, cars and motorcycles with them).
BUT I have no idea how they would be in event of a claim- as of now I only know how good they are at collecting payments, not making payments on claims.
mike