Life lesson - In case you're not aware
I'll relate my recent experience for those of you that are unaware of some "new" policy with credit cards. We made a recent trip from our home in the Dallas area to Carlsbad N.M. These transaction...
Forum Discussion
Kiwi Too,
I never tied the requirement of a picture ID to privacy...that was your conclusion.
I just stated the fact that neither V or MC allow a merchant to ask for a picture ID (except for specific MasterCard transactions like money transfer, the purchase of gambling chips or stored value cards)as a condition for completing a sale using a Visa or MasterCard branded product.
You as a Cardholder have the right to request that the merchant ask for a picture I.D by writing that in the signature panel of the Card.
These days that is probably a good idea...I for one always provide a picture I.D. if the merchant requests it even though I know that it is prohibited in order to give the merchant comfort that he/she is not going to get a Chargeback.
No privacy issues whatsoever IMHO.
As far as my "arguments", after careful review I only find that I relayed in my posts the rules of the payment systems. The facts relayed were not as I see them, rather they are right out of the rules and regulations issued by V and MC except for which law enforcement entities would be involved in the event of criminal activity. Naturally that would depend on the specifics of the fraud perpetrated.
The arguments "Boater you're wrong, Visa and MC do not make the rules, I throw a red flag on this etc." originated on keyboards belonging to others.
I never tied the requirement of a picture ID to privacy...that was your conclusion.
I just stated the fact that neither V or MC allow a merchant to ask for a picture ID (except for specific MasterCard transactions like money transfer, the purchase of gambling chips or stored value cards)as a condition for completing a sale using a Visa or MasterCard branded product.
You as a Cardholder have the right to request that the merchant ask for a picture I.D by writing that in the signature panel of the Card.
These days that is probably a good idea...I for one always provide a picture I.D. if the merchant requests it even though I know that it is prohibited in order to give the merchant comfort that he/she is not going to get a Chargeback.
No privacy issues whatsoever IMHO.
As far as my "arguments", after careful review I only find that I relayed in my posts the rules of the payment systems. The facts relayed were not as I see them, rather they are right out of the rules and regulations issued by V and MC except for which law enforcement entities would be involved in the event of criminal activity. Naturally that would depend on the specifics of the fraud perpetrated.
The arguments "Boater you're wrong, Visa and MC do not make the rules, I throw a red flag on this etc." originated on keyboards belonging to others.
