The first two years we owned our motorhome, we had SAFECO for insurance. We had the full replacement policy. After the first year, the insurance went up more than $500 and then the 3rd year it more than doubled in price. We ended up not renewing and went with another carrier.
I never did have a claim so I can't comment on that. I think most insurance companies give you a decent price for the first year and then start raising prices at renewal time.
If you get a good quote, I wouldn't hesitate to use them as I have not heard anything negative about them not paying claims. Just keep in mind the price increases as renewal time.
2018 Miramar 35.3 Motorhome
3 fur kids (Monty, ZuZu and Pinto)
Rainbow bridge (Murphy, Petie, Lola)