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Title a class A in Florida

TIMETOTRAVEL
Explorer
Explorer
I am new to the forum, however have read for over 5 years in planning for our retirement. I have 192 day until that special day. I am planning on upgrading to a class A after Sept. 6th of this year. Looking at a number of used coaches in the Florida and South Carolina area. My question is ...can i title the coach in Florida, where it will be for at least 6 months of the year when i still have a stick & brick in South Carolina.

I was told this is possible to save on property taxes.

thanks for your time...
21 REPLIES 21

dnnsmrgn
Explorer
Explorer
I live in SC , we just bought a Fleetwood 34ft w/ 3 slides in FL ,promise you the 300 dollar cap SC has on vehicle purchase for sales tax is cheaper than the 6% in FL

Lobstah
Explorer
Explorer
In many cases, states are willing to do things that mean income for the state. In many cases, it's where the vehicle sits that trumps other things.
Years ago, we had a 34' "floating RV" ๐Ÿ™‚ It was never kept in Massachusetts waters, but the 2nd year of ownership, Mass Dept of Revenue sent me a tax bill for $7k. I had to prove the boat had not been in the state for more than 29 days. Over 29 days, you owe taxes. Ask John Kerry ๐Ÿ™‚ ๐Ÿ™‚ ๐Ÿ™‚

Jim
2005 Pace Arrow 36D
Very Understanding Wife
1 Boxer ๐Ÿ˜ž
3 Maine Coon cats

jmanatee
Explorer
Explorer
unionman wrote:
I called and was told you have to have a Florida DL to register a car in FL.


Incorrect
Jon

RV Web Site | 50 Night Cross Country Trip
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Twenty years from now you'll be more disappointed by the things you
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unionman
Explorer
Explorer
I called and was told you have to have a Florida DL to register a car in FL.

Executive45
Explorer III
Explorer III
Vegas1 wrote:
They would only allow registration in my home state of CT (2nd highest taxes in nation) I do have a physical address in FL and offered to show proof, but they declined and stood their ground. When asked for a reasonable explanation, the loan agent stated they did not want to be involved in illegal activity. I didn't realize it was illegal to own property in more than one state.


It's not illegal to own property in more than one state...it is, however, a felony in most states to commit tax fraud....just sayin....Dennis
We can do more than we think we can, but most do less than we think we do
Dennis and Debi Fourteen Years Full Timing
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Vegas1
Explorer
Explorer
If you are financing, like I presume many of us do, beware of financing companies. Many will not allow you to register in Florida. Last year, I was in the process of trading in my gasser for a DP, and received financial approval from Bank of America. When the dealer informed them that the vehicle would be titled in FL, they stated that they would not allow it. They would only allow registration in my home state of CT (2nd highest taxes in nation) I do have a physical address in FL and offered to show proof, but they declined and stood their ground. When asked for a reasonable explanation, the loan agent stated they did not want to be involved in illegal activity. I didn't realize it was illegal to own property in more than one state.
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TIMETOTRAVEL
Explorer
Explorer
Thanks to eveyone for your input... this is why I love this forum so much... good travels and a safe journey.

Executive45
Explorer III
Explorer III
Homesteading is a whole nother can of worms....Dennis
We can do more than we think we can, but most do less than we think we do
Dennis and Debi Fourteen Years Full Timing
Monaco Executive M-45PBQ Quad Slide
525HP Cummins ISM 6 Spd Allison
2014 Chevrolet Equinox LTZ W/ ReadyBrute
CLICK HERE TO VIEW OUR TRAVEL BLOG

tropical36
Explorer
Explorer
Executive wrote:
While there are legal 'loopholes' that could save you some money, most often your vehicles should be registered in the State you claim as your RESIDENT State. Your resident state will be the one where you have a preponderance of your correspondence, such as bank accounts, voter registration, driver's license, etc. Home ownership is not one of the requirements. I own homes in several States, but none in South Dakota, of which I'm a resident.

I would be very careful of telling your insurance agent less than the truth with a wink....that wink could result in a claim denial later on.

If you are going to remain a resident of South Carolina, then get off your butt and go down to the motor vehicle department and the tax collector's office and do your research. Folks here on this and other forums, while meaning well, may not provide you with the correct information. Research and verify!

We were residents of California when I decided to retire. I did my research, bought my coach in Arizona, and saved a bundle by registering it in South Dakota. (9 3/4% vs 3%) In order for me to do that though, I had to transfer my residency to SD which I started in January with my scheduled retirement date of July 4th. I can sleep well at night knowing the California Tax man can never knock on my door....again, my advice to you, research and verify....Dennis

If you happen to own a home in FL and wish to claim homestead for a huge tax savings over the long haul, then you must claim your domicile for such, as well. They also require any car you bring into the state to be FL registered along with it. I used to have a FL car with insurance in another state and for whatever reason, an insurance company cannot deny claims at their discretion and the states make sure of that. They might however, be able to drop you and/or not renew your policy. Many own homes and have claimed domicile in FL, but spend little time here. FL does require, like most that you don't try and claim it in another state as well and this practice, will eventually get you into trouble.
"We are often so caught up in our destination that we forget to appreciate the journey."

07 Revolution LE 40E_Spartan MM_06 400HP C9 CAT_Allison 3000.

Dinghy_2010 Jeep Wrangler JKU ISLANDER.

1998 36ft. National Tropi-Cal Chevy Model 6350 (Sold)

Executive45
Explorer III
Explorer III
While there are legal 'loopholes' that could save you some money, most often your vehicles should be registered in the State you claim as your RESIDENT State. Your resident state will be the one where you have a preponderance of your correspondence, such as bank accounts, voter registration, driver's license, etc. Home ownership is not one of the requirements. I own homes in several States, but none in South Dakota, of which I'm a resident.

I would be very careful of telling your insurance agent less than the truth with a wink....that wink could result in a claim denial later on.

If you are going to remain a resident of South Carolina, then get off your butt and go down to the motor vehicle department and the tax collector's office and do your research. Folks here on this and other forums, while meaning well, may not provide you with the correct information. Research and verify!

We were residents of California when I decided to retire. I did my research, bought my coach in Arizona, and saved a bundle by registering it in South Dakota. (9 3/4% vs 3%) In order for me to do that though, I had to transfer my residency to SD which I started in January with my scheduled retirement date of July 4th. I can sleep well at night knowing the California Tax man can never knock on my door....again, my advice to you, research and verify....Dennis
We can do more than we think we can, but most do less than we think we do
Dennis and Debi Fourteen Years Full Timing
Monaco Executive M-45PBQ Quad Slide
525HP Cummins ISM 6 Spd Allison
2014 Chevrolet Equinox LTZ W/ ReadyBrute
CLICK HERE TO VIEW OUR TRAVEL BLOG

tropical36
Explorer
Explorer
srx-6 wrote:
I have been told that registration is renewed on your birthday so, if you register two months before your b'day then you will have to pay again on said b'day. Is this so?

Haven't kept up in awhile, but thought that the time left would be prorated. We have two vehicles on my BD and two on DW's.
Used to be, there was sort of an impact fee on a first time new plate and suggest you contact the FL DMV for the latest particulars.
For an impact, we can't pour the concrete fast enough and FL will soon take over NY, as the country's 3d most populous state. At present, the flocks of snowbirds are endless... Population
"We are often so caught up in our destination that we forget to appreciate the journey."

07 Revolution LE 40E_Spartan MM_06 400HP C9 CAT_Allison 3000.

Dinghy_2010 Jeep Wrangler JKU ISLANDER.

1998 36ft. National Tropi-Cal Chevy Model 6350 (Sold)

maznchle
Explorer
Explorer
On my move from mass to fla when i went to the rmv to register my 3 vehicles i only had one with me(jeep) They sent an agent out to verify the ser# and since i didn't have the rv with me as the lot was small they sent a sheriffs dept agent to my home(storage lot) to verify the ser# etc. Point of info. And It cost me a lot but No more excise's from mass (lobstah) which is a plus for fl. paul..

George_Beggs
Explorer
Explorer
srx-6 wrote:
I have been told that registration is renewed on your birthday so, if you register two months before your b'day then you will have to pay again on said b'day. Is this so?




You will have to pay extra for the time before your birthday; then renew on your next birthday.
George & Linda
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Ford V10

srx-6
Explorer
Explorer
I have been told that registration is renewed on your birthday so, if you register two months before your b'day then you will have to pay again on said b'day. Is this so?
JB & MB
2009 Monaco Camelot 42PDQ
2008 Jeep Wrangler