"These forums have their share of those that have cloud phobia (and not the puffy type in the sky).To each their own, but they are living in the past."
Maybe we need a definition of "phobia": an extreme or irrational fear of or aversion to something. I don't think we are talking phobia when the dislike is totally rational.
As far as living in the past. "The Cloud" existed with the earliest computers, but it was called the mainframe, and you used dumb terminals to access it. All the programs were stored on the mainframe and you used them via the terminals. To me that sounds very "cloud based", the only difference is where the server farms are. People thought it was a great step forward when you could store and use your computer without being connected to the mainframe. Now it seems that if you like having your data and programs on your own computer, you're "living in the past". Seems the other way around to me.