Forum Discussion
- VE3ESNExplorerI hate having to line up in a bank, so have been using the services of one of Canada's original "virtual" banks for about 12 years. Just remember to always look for the "https" at the beginning of the address, as others have said. Never a problem. Also, most online institutions, if not all, offer a toll-free telephone option if you're ever unsure about security in a public wi-fi setting (keyloggers, etc.)
- paulcardozaExplorerAnother long time online banking proponent here..... Just use good password procedures and you have little to worry about.
- pronstarExplorerI primarily use my bank's mobile app via my iPhone.
Secondarily, I use the bank's website from a "real" computer.
Haven't stepped foot in a bank in years...not that I could, USAA has no physical location within hours of where I work/live. And it doesn't bother me at all. - amandasgrammaExplorerBanks are as safe as banks can be. Get yourself a MiFI.....your own personal internet wifi.....you put the password in...it will slow them down. I'd never do banking on a shared internet at the local coffee shop......
- Dennis_M_MExplorerBeen doing on line banking for years. I picked up a small notebook computer for banking. It has never been connected to anything other than a secure site.
- loulou57ExplorerOnline banking...or telephone banking, I prefer online
If you need to transfer from one bank to another bank (such as TD to Bank of America)
I do it by email transfer.
You can have your bills come out of your account automatically each month or choose to pay them online.
Have your branch help you set things up. It is all relatively safe and easy. - 1492ModeratorBTW, you're banking is more vulnerable to security comprises from your system hardware than from a browser connection. Make sure you're using some type of active security protection on your system.
As such, I would suggesting using your "own" computer or notebook, over a mobile device for banking. Especially Android devices as most users don't secure or protect their devices. Eventhough, there a many security apps available for free. Apple devices tend to be more secure by the very nature of iOS and iTunes, but not immune to security compromises by any means. And, considering that mobile devices have become the prime target for data thieves.
Never use someone else's computer or mobile device for banking, especially public systems from net cafes or hotels. It's just too easy to install key loggers and capture devices on these computers without the user's knowledge. - Old-BiscuitExplorer IIIOn line banking and e-bills
Haven't been in a bank or done anything else for many years.
I have 'alerts' set up with my on line banking. I get notices when a bill is due, when it is paid, when my credit and/or debit card is used, when the low balance is reached.
I know within 10 mins when, where and how much. Makes it easy tracking GF when she is out spending monies :B - 1492ModeratorAll banks use SSL encryption for sessions, so you're banking is secure. Additionally, if you use a mobile data connection or secured mobile hotspot, you've added an additional encryption layer(s).
If you're using an open public wifi such as from McDonalds, you're banking is still secured using SSL. However, you could add an additional layer of security by using VPN encrypted connection. A few are available for free.
It would take a sophisticated scenario, along with a flaw with a specific bank's net security protocols, i.e. not setting secured cookies, that would allow a third party the potential to spoof an SSL session over a public open wifi. Odds of which are so remote as to being virtually impossible. - PepperoniExplorerBesides basic banking, I use Greendot and top it up when necessary from my checking account. If the recipient is not set up for electronic funds transfer, payment can be mailed from the bank. Set up direct deposit for your income and access from any ATM. utilities can be paid online, too.
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