Bumpyroad wrote:
Jbrowland wrote:
There are no financial benefits in buying new. None. Especially on a luxury item. Buy used and then use the hell out of it. :)
there are some financial benefits in buying new. a lower % rate if you have a loan. any insurance company will insure a new RV, not a used one if too old.
Now if you want to say that there is no overall saving in buying new, you may be right, but I don't want to buy somebodies hand me down.
bumpy
I hear you and understand your opinion on hand me downs. I certainly hope I don't come off as judging any one's choices. I am only answering in the context of the original question for the OP. Like I said before, the real benefit is in the amazing time we all have in our RV's and that is what counts.
There are certain items I would never buy used either. I like to shop at the Salvation Army and Good Will so hand me downs don't bother me much. I hate to see perfectly good stuff in the trash. My RV is a former rental and goes way beyond the concept of a hand me down for sure but it was also refurbished with too many new things to count inside and out. Most people think it is brand new as it also has new paint. They are shocked when I tell them it was a rental with 125k miles on it. Still, this option is not a good choice for everyone and that's cool. Especially full timers who want a bit more "home."
I have never personally encountered a problem with insuring old RV's and guessing from the many ancient and beat to death RV's I see on the roads here in SoCal, not many have issues. Also, if you buy used enough, you won't have to have a loan for long, if at all.
I think that one can say no overall financial savings is the same as no financial benefit at the end of the day. I respectfully stick to my original statement, as bold and unintentionally annoying as it may have read. There is no FINANCIAL benefit to buying new assuming a modecum of research on the purchase has been done.
