Forum Discussion
2012Coleman
Jun 25, 2020Explorer II
CharlesinGA wrote:I also agree with wapiticountry. I as a lot of people have experienced credit card theft. The only thing it causes is slight inconvenience when it happens because you have to be issued a new card. I have two credit cards just in case I need credit when one gets compromised. I or anyone else has never had to pay for charges they didn't make. You simply have to be vigilant and check your statements. Many cards these days also alert you if a large purchase was made - limit set by you, or a charge made without the card.
So well put. I appreciate them verifying that I am the same person named on the card.
Charleswapiticountry wrote:
A large number of people print "Check ID" on the signature line of their credit card. I appreciate it anytime someone wants to see my ID when I use a card. Making a copy of ID is also common anytime you are renting or borrowing equipment. Otherwise, there is generally no need for copying identification. But stealing ID by starting with someone's driver's license is taking the long road seldom traveled. Your driver's license number doesn't give them access to much of anything. Your credit card number and the three digit verification code on the back of your card is much more valuable. Even then, you need a long line of dishonest people for a stick and brick business to be in the card stealing business. The management would either need to be in on it or not have any checks and balances in place. The card thief would need a way to monetize the number and whenever a number of different stolen cards are traced back to a single source, the RV Park in your example, the card companies and the police act quickly. Almost all ID theft occur electronically these days. Worrying about ID theft every time you make a purchase is much ado about nothing.
I too am a victim of identity theft - of my social security number. I put a security hold with all credit issuers - experian, etc. Also, since someone tried to file my taxes for me initially, the IRS requires a pin number when filing taxes. I have to release the hold for credit checks for large purchases, but that is free and can be done online for a specific time period.
For me, I don't mind showing my drivers license - I push back on anyone making a copy. If I did not like doing so, I'd use one of the many forms of ID already suggested.
It's really not worth living your life in fear over - the prevalence of identity theft has actually made things tougher for those perpetrating it. There is a lot of support for this - find it and be sure you are taking the prescribed precautions if your identity has been compromised - Google is your friend.
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