Proof on you absolutely is required. That's what they made no proof of insurance citations for! I'm only saying you can get the citation dropped easily. Maybe driving the golf cart around geezerville the rent o cops don't care, but try getting pulled over for speeding or in an accident at 11pm and tell em I swear I have insurance, here's my agents name and number! Cops discretion whether he writes a ticket or not, but it's still required.
If insurance companies don't want to pass the buck, then why after being the front vehicle in a 3 car rear ender sandwich would the other 2 at fault parties insurance companies keep calling me for MY insurance companies info??
You must have better luck with ins companies and cops than me!