We have never bought any extended service plan or warranty. We bring tools, such as wrenches, our common sense and awareness.
Broke down 3 times, 1st. in '74, on us 281 at 2AM so. of O'neill Ne. Capacitor went ( remember them, the thing by the breaker points? ) went. A good samaritan drove me into St. Marys, woke the gas station owner for the parts then drove me back to my car and helped get it going. I made it to Dodge City from Manitoba on time for the wedding. cost $20 for parts and atip to the good samaritan. ( 1974 $ )
2 nd time an oil line from the block to the turbo on my 93 chevy 6.5 diesel truck blew out at 11pm feb. 97 30km east of Kenora, On. First passer by sent a tow truck. All fixed the next day, for a couple hundred bucks. ( $240 cdn 1997 $)
3 rd time , 9AM. in jan. 2020 50 mi. west of Albuquerque, we btoke a main spring on our 5er. Trurk stop recommended mechanic arrived in an hour, began repairs while we drove back to the city for parts. All fixed in 4 hours. (450 $ us )
Those samaritans and honest businesses are becoming rare. Vetting becomes a before trip exercise.
My moral of the story is its exceedingly rare for a warranty to pay up for the problem, they may pay for the emergency tow but then to their approved facility which then may have inflated rates.
Our insurance is to buy informed and be prepared Its a lot cheaper and much quicker in the long run.
Put those warrany payments into a savings account.
