Bowti,
Fyrflie was actually optimistic. Yes, the answers will be all over the map. This is because who ever your carrier is, they don't have anything that they own. They may not even have knowledgeable connections in the state or province you happen to be in at the time. The actual carrier of the plan almost does not matter. Some are better than others, we have been with AAA for years and not always used their service, but we did save the receipts.
We have only required road service a very few times (for 17 years on a now 49yo coach), and none have been really bad as far as the service. by the picture in your profile, you have a 4dr, SRW PU and a 3X' 5er. If you do break down on the road, the important part is getting you and the rig to safety. Be very ready to explain in detail to the clerk level person at the other end of the phone what you need. If all you need is a tire service for either, that is not a tough one, but be sure you can tell them what things weigh and how much room there is (like under the axle of the 5er with a flat). Know what you will need.
Many years ago we cracked a wheel (old wheel with a radial tire) in Ohio. Even though I explained to the AAA person that we needed a 3 ton floor jack (like the one in my barn) to lift the front so the wheel could be changed for the spare, what finally arrived was not capable. I know my gear and was able to lift things at the expense of the broken wheel....
If you take a hit that stops the TV, a heavy duty wheel lift can probably do you. If you take a hit that is to the running gear of the 5er, I don't have any idea how you could manage that. I hope someone with experience can help you there.
The real answer here is two fold:
1- Be sure you know what you will need. The person on the other end may have no clue, but said can go to their sources and ask specifics for you. If what shows up is not capable, be ready to call them back.
2- No matter what you have been told by anybody, get itemized receipts for everything. Even if it is written in crayon on the back side of a gas slip, that may have to do.
Be very ready to be firm but not unpleasant to the poor person on the other end of the phone. If you can, write out what will be needed so your wife can hang on the phone while you deal with the emergency.
Remember, collisions with stopped vehicles are not all that uncommon. (Jokes about the boxer got that way by chasing parked cars are not that far off.) So, if you are on the edge of any fast road, get people and pets out of the line of fire first and keep them away. Set flares and light as you can and don't feel foolish.
Remember to be safe first.
Matt
