My truck and 5er got hit July 16 2016 when in storage at Pueblo while the house was being built but my residents/insurance was still in Az. I was with Farmers for 40+ years but they still treated me very badly. The estimator low balled me, big time, on the truck and he probably thought I would pocket the money and not have it fixed. I surprised him and they had to pay the shop for the true cost. Then I went to pick up the truck and the shop put on an aftermarkets hood that didn't fit worth a hoot, on Farmers orders and nobody told me, so I made them redo that with a oem hood. I can't believe how chicken spit the ins. companies are getting. It was over $14k in the end.
Good Luck with your repairs! Craig