We contact our CC company to let them know we will be traveling & when we will be returning.
On one trip we were at a Flying J, while hubby was fueling I was inside. The phone rang it was our credit union checking to see if it was us at Flying J. It is common practice for Truck stops to automatically put a $500 hold on the CC until the transaction is complete.
And another time about a year ago we got a call saying our card used for over $200 at a store in Virginia...they figured it wasn't us so did not allow the charge to go through without calling us 1st since we'd not flagged the account as "traveling". Our card had not been stolen and the people who got the number had indeed made a physical copy.
We have no idea how someone got hold of our CC number but I had recently been in the Denver area visiting so I figured it was nabbed there.
Since one way for crooks to nab numbers is to walk by and scan your card right in your wallet, we lined our wallets with aluminum foil.
It sure is a sad we have to go to such pains to keep our financial matters safe! We really appreciate our credit union looking out for us.
