Forum Discussion
Lone_Star_Homel
Jun 09, 2013Explorer
Good afternoon RV'ers,
I just read some of the contract labor post. I will be contacting my lawyer this week to figure out what the correct way to hire (any of you) laborers would be. I know there was some debate about insurance with general liability and WC. Along with the W2 vs W9 employees. Ideally I would like to W9 employees (for simplicity of payroll) but include all contractors on insurance. I am already paying for insurance regardless of if its W2 or W9 employees/contractors so why not have everyone covered? Insurance is based off payouts so regardless ifs W2 or W9 I still am paying $44 on the thousand for WC, Gen liability, and Unemployment. With a W9 the only thing I wouldn't put on the policy would be your trailer.
Again this is something that I need to talk to my lawyer about.
I just read some of the contract labor post. I will be contacting my lawyer this week to figure out what the correct way to hire (any of you) laborers would be. I know there was some debate about insurance with general liability and WC. Along with the W2 vs W9 employees. Ideally I would like to W9 employees (for simplicity of payroll) but include all contractors on insurance. I am already paying for insurance regardless of if its W2 or W9 employees/contractors so why not have everyone covered? Insurance is based off payouts so regardless ifs W2 or W9 I still am paying $44 on the thousand for WC, Gen liability, and Unemployment. With a W9 the only thing I wouldn't put on the policy would be your trailer.
Again this is something that I need to talk to my lawyer about.
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